important things you should know

FAQs

No. Identification must be up to date and have the same name as the documents being signed.

No I am not an attorney and therefore cannot explain any legal terms.  If you have questions, please defer to whoever drew up the documents.

You can depend on me to keep you informed throughout the whole process.

My background has taught me to value and protect client’s privacy and handle all matters with discretion. I am also commissioned by the state of Maryland and operate per the guidelines set forth by the Maryland Secretary of State Office. 

Our office hours are as follows:

Monday-Friday: 5 p.m. – 8 p.m.

Saturday:  10 a.m. – 6 p.m. 

 

No. You can count on me to not pressure or rush you to sign. Additionally if you are not comfortable signing you are free to stop the process at any time.

No we are not like attorney’s, we do not practice law or give legal advice.

If scanbacks are requested, I will do so promptly. I also return documents promptly, as soon as the signing is complete. FedEx and UPS have multiple locations in my area, for ease of shipment.

PREPARING FOR YOUR NOTARY

Please read these instructions carefully before scheduling an appointment. 

The Notary Public laws require notaries to take special precautions before notarizing documents:

  • The document or form requiring notarization must be completely filled out. *We do not draw up documents or help you w/ filling out the document.*
  • All signer(s) must be present at the time of the appointment.
  • All signer(s) must provide an original federal or state issued photo I.D., non-expired.
  • The signer(s) must be of sound mind, alert, and mentally competent.
  • The signer must want to sign the document being notarized.

Reasons Why Your Document Was Not Notarized

  • The signer is not physically present at the time of appointment.
  • The document is incomplete or blank.
  • The signer has been adjudicated mentally incapacitated and has not been restored to capacity as a matter of record.
  • The signer cannot produce acceptable identification.
  • The signer appears to be drunk, sedated, or disoriented.
  • The notary knows or suspects that the transaction is illegal, false, or deceptive.
  • The notary believes that the signer is being coerced or does not understand the consequences of signing the document.
  • The signer or witnesses do not agree to signing the document.

FAQs About Notaries

A notary public is a public official whose powers and duties are defined by statute.  A notary acts as an official, impartial witness to help prevent fraud, a unbiased witness to the identity and signature of the person who comes before the notary for a specific purpose.  The person may be taking an oath, giving oral or written testimony, or signing acknowledging his or her signature on a legal document. In each case, the notary attests that the person appearing before the notary is who that person claims to be.

In Maryland, there are six notarial acts: 1) Take acknowledgement of a record , 2) Take a verification on oath or affirmation of a statement, 3)Witness or attest to a signature, 4) Certify or attest a copy of a record, 5) Certify that a tangible copy of an electronic record is an accurate copy of the electronic record, and 6) Make or note a protest of a negotiable instrument in accordance with Commercial Law Article, § 3505(b), Maryland Annotated Code. 

No, notarizing does not mean the document is true.

A loan signing agent is a notary who has special training to handle loan document signings. Title companies and signing services hire loan signing agents to deliver loan documents to borrowers, oversee the signing and return the documents.

No we do not have requirements for our customers. Customers have the option of wearing a mask or not, it’s up to you.  I am fully vaccinated and will a wear mask on all in-person visits until further notice.  

DISCLAIMER: I, Kiescha Cherry, owner of Signed in Ink Notary, am not an attorney licensed to practice law in this state. I am not allowed to draft legal records, give advice on legal matters, including immigration, or charge a fee for those activities.

 

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